Berkshire Taconic Community Foundation

Investment Pools and Performance

Managed Pool

6.06% 14-year annual return*
from Jan. 1, 1995 to Dec. 31, 2008**
Created for the bulk of our funds’ assets and structured on the premise that a bias toward quality equity investments will insure the best total return over time, although it can be more volatile over the short-term. As of Dec. 31, 2008, the average annual investment manager fee is 1.2% and the allocation is 6.4% cash, 9.1% fixed income, 20.9% domestic equities, 21.3% international equities, 37.5% alternative investments and 4.8% real assets.

Income Pool

5.15% 7-year annual return*
from January 1, 2002 to Dec. 31, 2008**
Appropriate for funds where minimizing risk and not being subject to short-term equity volatility is important. This pool does not take advantage of potential long-term equity growth. As of Dec. 31, 2008, the average annual investment manager fee is 0.43% and the allocation is 100% fixed income and cash equivalents.

Money Market Pool

0.51% current yield as of January, 2008.
3.25% 10-year average annual return from Jan. 1, 1999 to Dec. 31, 2008**
Accommodates funds that are generally short term in nature and are focused on investment of capital with minimal risk. The return fluctuates with daily money market rates. The investment manager fee is 0.24% for this pool.

Socially Responsible Investment (SRI) Pool

0.2% five-year annual return* from January 1, 2004 to December 31, 2008**
Created in March 2008 for those individuals or organizations that want fund assets invested in a socially responsible manner and are willing to forgo annual return potential to take advantage of the social aspects of this investment. The portfolio uses a balanced approach with approximately 60% invested in equities and 40% in bonds. The investment management fee is 1%.

* Net of investment manager fee.
** Past performance is no guarantee of future returns